Importing 2 qif files creates 4 accounts

I am a retired American expat who lives in Panama with only my U.S. government Social Security pension as income. I have no investments or property to manage, only a US bank account, cash, and now a new Panama bank account.

After doing some research this morning, I migrated my accounting data from AceMoney to the HomeBank on Windows 10. AceMoney supports only two accounts in the free version, so now that I have a Panama bank account in addition to one in the U.S., I needed to switch to another accounting app that will support at least three accounts.

AceMoney exports each account to a discrete QIF file, so I ended up with two files - Cash and Bank. When I import just the Bank account into HomeBank "Bank", It creates a second account. That second account is apparently a subset of the AceMoney "Cash" account that includes only "internal transfers" between "Cash" and "Bank" ). Next, when I import the Cash QIF, if apparently does the same thing, and I end up with four accounts - one each for Bank and Cash, and two additional unnamed accounts that likely contain only the "internal transfer" transactions between the two accounts because they were "imported" separately.

So I classified and renamed those two spurious accounts, and then marked them as closed. The result is that in HomeBank, I see only my three working accounts visible - with accurate balances. (I manually created a new account for my new Panama banking which has only two transactions so far. )

Question: Should I take on the very tedious task of editing two years worth Bank-to-Cash to transfer them to transactions in the real-world accounts and then delete those accounts? Or should I simply leave them - and perhaps start from scratch on January 1 by creating a new file where I simply set up three accounts, manually enter end-of-year balances, and create new categories as I go, (I would archive the old data files with the awkward and confusing duplicate accounts)

After reviewing this message, I think I already know the answer - start anew on January one. But it would still be interesting to know whether there is actually a way to import two discrete QIF account files and end up with two in HomeBank rather than four - two for each actual account.